NOTICE: THIS IS A CONTRACT. PLEASE READ THIS AGREEMENT CAREFULLY. BY CLICKING THE “I HAVE READ AND AGREE TO THE AFFILIATE AGREEMENT” BOX, YOU EXPRESSLY AGREE TO AND CONSENT TO BE BOUND BY ALL OF THE TERMS OF THIS AFFILIATE AGREEMENT. IF YOU DO NOT AGREE TO ALL OF THE TERMS OF THIS AGREEMENT, PLEASE DO NOT REGISTER FOR THE AFFILIATE PROGRAM.

Affiliates. Each Affiliate is an Independent Contractor of ViralMarketingOnline and not an employee. Nothing herein is intended to create an employer/employee relationship.

Commissions; Referral Fees. Whenever someone orders through your Affiliate link, your affiliate ID is credited with a referral fee. When another Affiliate registers as an Affiliate using your Affiliate link, the system credits your account as the Sponsoring Affiliate. You do not earn a referral fee for any other Affiliate's registration. However, you will earn a referral fee upon the sales made by the affiliates you sponsor. The commission/referral fee amount varies from product, service or opportunity. The rate at which your referral fee is generated can be found on the website and is subject to change at any time.

Before any Affiliate may be a sent a commission check, the Affiliate must submit to ViralMarketingOnline identification information. Such identification information shall include, at a minimum, a copy of a government issued, picture, identification card (for example, a drivers license). These documents shall be faxed to ViralMarketingOnline as per the instructions sent in your "Welcome, Affiliate" email. You will not receive any payment of commission/referral fees until such time as you submit the required documentation to ViralMarketingOnline .

Commissions on products and services are paid at the rates for the first tier and the second tier, as indicated on the website. ViralMarketingOnline strives to pay similar rates on further products, services, and opportunities, but reserve the right to pay a different scale if necessary.

Income Tax liabilities. Affiliate agrees that Affiliate is acting as an independent contractor and as such is responsible for any or all United States, State, or foreign Income Taxes and any other tax liabilities that affect or concern the sales of the products or services, in your state or location. If you are NOT a resident of the United States, ViralMarketingOnline will withhold the appropriate U.S. income tax applicable to foreign nationals, prior to your receipt of any commissions. ViralMarketingOnline does so pursuant to the United States Internal Revenue Service Laws (also known as the United States Tax Code) and other applicable laws. It is the Affiliate's sole responsibility, and not the responsibility of ViralMarketingOnline or The Abundance Group, LLC, to take any steps necessary to recover these sums under the Tax Code and other applicable laws.

Embargoed Nations; Specially Designated Nationals. The United States controls the export of products and information. Each Affiliate agrees to comply with such restrictions and to not export or re-export the materials (including software) to countries or persons prohibited under the export control laws. By becoming an Affiliate, you are agreeing that you are not in a country where such export is prohibited or are not a person or entity to which export is prohibited. You are responsible for compliance with the laws of your local jurisdiction with regard to the import, export, or re-export of the materials (including software).

In compliance with the United States Patriot Act, only those who have provided appropriate identification information and do not reside within an embargoed nation and who are not listed on the Specially Designated Nationals list may receive commission checks paid by either ViralMarketingOnline.

Commission schedule. Commissions are paid twice per month by payment processor on the 6th of the month for sales made from the 16th through the 30th of the prior month, and on the 21st of the month for sales made from the 1st through the 15th of the same month, and are paid by ViralMarketingOnline.

There is a minimum commission amount of $25.00 USD. This is the minimum amount that you must earn before you will be paid commissions. In any commission period, your commission must exceed this amount before you will receive any sums for that period. Commissions below this minimum amount will be held until such time as the commission equals or exceeds this amount.

Commissions are not paid for any sales for which payment has not been received, or for any transaction that has been rejected for any reason.

We are not responsible for paying interest to Affiliates for accrued but not yet delivered Commission payments.

If a transaction incurs a charge-back, or if an online transaction is not completed in every way, no commission payment is due to the Affiliate. If a commission has already been paid, then it will be deducted from an active Affiliate's future commissions.

All commissions are paid in US Dollars by PayPal, StormPay, or bank draft. Affiliates requesting bank drafts will have a processing fee of $10.00 deducted from the check. This fee may change at any time.

Each Affiliate is responsible for selecting the payment processor, through which to receive their commissions/referral fees, from the payment processors supported by ViralMarketingOnline. If you elect a payment processor through which to receive your commissions and you later terminate the account or the account becomes unavailable for any reason, ViralMarketingOnline is not responsible for your not receiving the money. Each Affiliate is responsible for always maintaining the payment processor through which they receive their commissions/referral fees OR selecting an alternate method of payment supported by ViralMarketingOnline. This election is entirely made by the Affiliate and ViralMarketingOnline assumes no responsibility for non-receipt of payments made according to the payment processor elected by the Affiliate, or the Affiliate's lack of ability to then conform to the payment processors or processes supported by the ViralMarketingOnline. Further, ViralMarketingOnline assumes no responsibility for an Affiliate not electing a payment processor. If an Affiliate fails to elect a payment processor, any sums due will be paid via check and any fees applicable to payments by check or bank draft will be deducted.

Mixing of Products. As an Affiliate of ViralMarketingOnline, your website on which you advertise any products of ViralMarketingOnline may only include products that are not capable of being viewed by persons 13 years of age or younger if ViralMarketingOnline specifically allows such products. Your website may NOT contain any content or images that are NOT capable of being viewed by persons 13 years of age or younger if you include any reference whatsoever to ViralMarketingOnline, the website, the eBook(s), or your Affiliate Link. On any website on which you include any reference whatsoever to ViralMarketingOnline, its products, services, and eBooks, you may NOT include any reference whatsoever to any form of "Adult" content. Any violation of these requirements will result in immediate termination of your Affiliate status and you shall forfeit any commissions/referral fees that may be due. In the event that any violation of these requirements results in the suspension or termination of any payment processor for ViralMarketingOnline or The Abundance Group, LLC, you shall be liable for liquidated damages in the amount of $10,000 as well as actual and any consequential or actual damages that ViralMarketingOnline or The Abundance Group, LLC may incur.

Payment Processor Fees. All commissions are calculated based on the net transaction. In other words, all payment processor fees are first deducted from the sums collected from the customer. Then, all payment processor fees are deducted. The remaining amount is a commissionable sale. The commission rates listed on the commission schedule are then applied to determine the amount due the Affiliate. Any sums paid for payment processor fees are not commissionable. A Node Owner may also charge a per transaction fee for every transaction processed. In the event that a per transaction fee is applied, the amount of the fee can be seen on th Ratios and Bonuses page. Any such fee is not commissionable and is also deducted from the sums paid by the customer, prior to the calculation of any commission.

SPAM; Unsolicited Commercial Email (UCE). Neither ViralMarketingOnline nor The Abundance Group, LLC tolerates the sending of unsolicited bulk emails (UCE or SPAM) which promote, or make reference to ViralMarketingOnline, The Abundance Group, LLC, or any of their associated companies, Partners, or employees, the websites, products or services. The provisions of the Terms and Conditions pertaining to UCE or SPAM shall apply to each Affiliate. Any Affiliate who, in the opinion of ViralMarketingOnline or The Abundance Group, LLC, breaches this rule will have their Affiliate status cancelled and any outstanding commissions will be forfeited.

Unprofessional conduct. The Abundance Group, LLC, ViralMarketingOnline, and their associated companies operate with the strictest codes of professional conduct. Any Affiliate who brings the The Abundance Group, LLC, ViralMarketingOnline, or their employees, Partners, or associates into disrepute, or who promotes any form of slander, racism, or unfair business practices, will have their Affiliate status cancelled and any outstanding commissions will be forfeited.

ViralMarketingOnline reserves the right to reject any affiliate application if in ViralMarketingOnline's or The Abundance Group, LLC's opinion, that person or entity violates established laws or commonly held standards of decency. For example, we will reject applications from any person or company that promotes any form of violence, illegal activities, or from applicants who either ViralMarketingOnline or The Abundance Group, LLC prefer not to be associated with.

Affiliate Sales/Tracking. After signing up for the Affiliate Program you will receive a unique affiliate URL which you will use to advertise the website. When someone clicks through this URL, a cookie will be set in their browser with your affiliate ID and their IP address may also be logged with your affiliate ID. During that visit to the website or any later visit, when a purchase is made the commission will be given based on the existence of the cookie.

In order to receive proper credit for sales, a person or entity must purchase through your unique affiliate URL. Masking or cloaking of the links (whether done by software or by a script, and sometimes referred to as "affiliate link cloaking") may or may not work with parts of the Sites. ViralMarketingOnline and/or The Abundance Group, LLC allows masking or cloaking but You must provide a repeatable process for our verification of the cloaked link, otherwise the use of the masked or cloaked link is disallowed.

Term; Termination. This Agreement will begin upon your signup with the affiliate program and will end when either you or ViralMarketingOnline terminates your Affiliate status, or if your account is inactive in any continuous twelve month period. The Affiliate may terminate its agreement at any time, and for any reason, by writing to - or emailing - ViralMarketingOnline at the email address listed on the website. The Affiliate may not transfer this Agreement, or any rights conveyed in this Agreement, to any third party whatsoever.

ViralMarketingOnline may also terminate this Agreement at any time, and for any reason, by writing to Affiliate at the email address listed in the Affiliate's Profile, with 30 days notice. ViralMarketingOnline may transfer this Agreement to any party whatsoever, at any time, and this Agreement shall remain in full force and effect, without notice to Affiliate. However, if this Agreement should terminate for cause due to violation of this Agreement or the Terms and Conditions, this Agreement shall terminate immediately and Affiliate shall forfeit all right to any commissions then due.

Rights to modify agreement. ViralMarketingOnline, and its associated companies may, in good faith, modify any of this Agreement and/or the Terms and Conditions (including the Affiliate Commission Schedule), at any time and at its sole discretion, by posting a change notice or a new agreement on the website. These changes will come into force immediately upon posting. The Affiliate's continued participation in the Affiliate Program following the said posting of a change notice or new agreement shall constitute binding acceptance by the Affiliate of the change.

If any modification to this Agreement is not acceptable to the Affiliate, Affiliate's only recourse is to terminate this Agreement. Upon termination of this Agreement, the former Affiliate must remove all Affiliate links and graphics from its web site, and refrain from publishing same in any manner whatsoever.

No Misuse. It is understood that any individual that uses the ViralMarketingOnline system shall not use it in connection with obscene, defamatory, slanderous, hateful, illegal or politically disruptive material, the definition of which shall be at the sole discretion of The Abundance Group, LLC and/or ViralMarketingOnline. It is also understood that Affiliates shall not try to cheat the system in an effort to increase their payments due. If such misuse is detected, the Affiliate will be immediately terminated as an Affiliate and any sums paid (for any eBook) and any sums payable as and for commissions will be withheld All Affiliates further agree to refrain from engaging in any hostile activity toward the system. Any individual that engages in such hostile activity, such as hacking, SHALL BE HELD LIABLE for any loss sustained by The Abundance Group, LLC, ViralMarketingOnline, or associates of either of them due to such action.

Fees. Affiliates shall be charged NO FEE by ViralMarketingOnline or The Abundance Group, LLC for setting up an account to join affiliate programs or to join any program.

Unauthorized charging or receipt of payments through the Sites. No Affiliate, or other person or entity may use the website, or the ViralMarketingOnline or the The Abundance Group, LLC payment processing system, for private transactions. Any revenue collected through the website or through the ViralMarketingOnline payment processing system may become the sole property of ViralMarketingOnline. Any revenue collected through the The Abundance Group, LLC payment processing system may become the sole property of The Abundance Group, LLC. Specifically,ViralMarketingOnline Affiliates may not link to the website for processing of products or services that are not wholly sponsored by ViralMarketingOnline and authorized by The Abundance Group, LLC and further, may not link to the website for processing of any products beyond what ViralMarketingOnline has identified as saleable products for the website and specific ViralMarketingOnline Affiliate sales. Should any ViralMarketingOnline Affiliate or other person or entity construct links that process orders through ViralMarketingOnline or The Abundance Group, LLC payment processing system, the act will be considered a direct attack of computing resources with intent to damage the website and therefore treated as a serious computer crime. Violators will be prosecuted to the fullest extent of the law.

Charging or receiving any payment for assisting your Affiliates. The progress of any Affiliate benefits ViralMarketingOnline as well as the Affiliate's sponsor in many ways. If You recruit, sponsor, or obtain an Affiliate through the Sites, by any means, You should always be willing to assist such Affiliate at no charge to such Affiliate. If you are unwilling to assist such Affiliates without charge, your affiliate status with ViralMarketingOnline will be terminated immediately and any commissions due will be withheld permanently as partial compensation for managing the associated and impacted Affiliates.

Affiliate Codes. You will be provided an affiliate code. Your affiliate code may be numeric and/or CaSe sEnSitIvE. For example, the code 'learn_more' is different from 'Learn_More'. You are responsible for maintaining the secrecy and security of your affiliate code, your ID and password. You agree to hold ViralMarketingOnline and/or The Abundance Group, LLC harmless in the event that any such information is shared by you with any other person or entity whatsoever.

No Predatory Advertising. All affiliates in the ViralMarketingOnline Affiliate Program agree to refrain from any type of predatory advertising practices, the definition of which shall be at the sole discretion of The Abundance Group, LLC, and shall include, but not be limited to, dynamically replacing the affiliate ID of one affiliate with that of another with the effect of "stealing" the commission away from the affiliate that earned it, whether this be intentional or not. Affiliates may not adjust any of the supplied affiliate links to reset cookies or bypass other safeguards in the system. Affiliates understand that engaging in such practices is grounds for immediate termination and forfeiture of any earned commissions.

Liability. ViralMarketingOnline and/or The Abundance Group, LLC will not be liable for indirect or accidental damages (loss of revenue, commissions) due to Affiliate system sale tracking failures, commission processing system failures, losses of database files or backups thereof, attacks on computing resources, computer viruses, the continued viability of their products, any results of "intents of harm" to the program, or acts of God or Nature. Neither makes any claim that the operation of the Sites or the The Abundance Group, LLC Network will be error-free nor will either be held liable for any interruptions or errors.

Miscellaneous.

a) If any part of this Agreement or the Terms and Condition is declared void, this Agreement and the Terms and Conditions shall, to the maximum practicable extent, be construed without reference to that part. No term or provision of the Agreement shall be waived unless in writing and signed by the party waiving the provision, and any waiver shall apply only to the specific event or situation which it describes and shall not be continuing. No Affiliate may assign or sublicense this Agreement without both ViralMarketingOnline's and The Abundance Group, LLC's prior written consent.

b) All legal or other fees incurred in collecting returned checks or declined credit cards or any other lack of payment related to a sale made by an Affiliate will be payable by the Affiliate. Any sums not collected from the Affiliate or Affiliate's customer are not commissionable, and any fees incurred during processing or handling of sales made by the Affiliate will be deducted in whole from any commissions due to the Affiliate. Further, in the event that the commissions due the Affiliate are insufficient to cover any sums, the Affiliate agrees to pay the full amount to ViralMarketingOnline.

c) IF THE FOREGOING LIMITATIONS OR THE LIMITATIONS WITHIN THE TERMS AND CONDITIONS ARE HELD TO BE UNENFORCEABLE, VIRALMARKETINGONLINE AND/OR THE ABUNDANCE GROUP, LLC'S LIABILITY FOR DAMAGES UNDER THIS AGREEMENT TO ANY PERSON OR ENTITY SHALL NOT EXCEED THE AMOUNT OF FEES PAID BY THAT PERSON OR ENTITY FOR THE PRODUCT, SERVICE, AND OR EBOOK (LICENSE).

d) To the extent you have in any manner violated or threatened to violate ViralMarketingOnline's and/or The Abundance Group, LLC's intellectual property rights,ViralMarketingOnline and/or The Abundance Group, LLC may seek injunctive or other appropriate relief in any state or United States federal court in the State of Indiana, USA and you consent to exclusive jurisdiction and venue in such courts. Use of the ViralMarketingOnline website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and ViralMarketingOnline and/or The Abundance Group, LLC as a result of this agreement or use of the website and/or the eBook(s). ViralMarketingOnline's and/or The Abundance Group, LLC's performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of ViralMarketingOnline's and/or The Abundance Group, LLC's right to comply with governmental, court and law enforcement determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

e) This Agreement shall be governed and construed in accordance with the laws of the State of Indiana and The United States of America applicable to agreements made and to be performed in the State of Indiana and in The United States of America. You agree that any legal action or proceeding between ViralMarketingOnline and you for any purpose concerning this Agreement or the parties' obligations hereunder or between The Abundance Group, LLC and you for any purpose concerning this Agreement or the parties' obligations hereunder, will first attempt to be resolved with the help of a mutually agreed-upon online mediator. Any costs and fees (other than attorney fees) associated with the mediation will be shared equally by each of us.

f) If it proves impossible to arrive at a mutually satisfactory solution through online mediation, we agree to submit the dispute to binding arbitration at the following location: for legal actions or proceedings between ViralMarketingOnline and/or The Abundance Group, LLC and you, in Lake County, Indiana, USA, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

In no case shall You have the right to go to court or have a jury trial. You will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator's decision will be final and binding with limited rights of appeal.

g) Any cause of action or claim you may have with respect to the website, the products, the Services, or the eBook(s), must be commenced within ninety (90) days after the claim or cause of action arises or such claim or cause of action is barred. ViralMarketingOnline's and/or The Abundance Group, LLC 's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Either or both ViralMarketingOnline and/or The Abundance Group, LLC may assign its rights and duties under this Agreement to any party at any time without notice to you. Use of headings in this document is for convenience only and does not identify legal boundaries or terms explicitly.

h) ViralMarketingOnline and/or The Abundance Group, LLC may modify this Agreement, and the agreement this creates, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed.

i) Either ViralMarketingOnline and/or The Abundance Group, LLC may transfer any rights or responsibility that either may have to any person or entity whatsoever. Nothing herein shall alter or encumber the right of either ViralMarketingOnline and/or The Abundance Group, LLC to transfer any such rights or responsibilities. Any transfer by ViralMarketingOnline and/or The Abundance Group, LLC shall cause this License, and any other License Agreement then in effect (as well as any other contract between you and the transferring party) to transfer simultaneously, all without permission.

j) This two-tier Affiliate Program may be converted to a single tier Affiliate Program at any time if it is found to be illegal in any jurisdiction. In the event that this two-tier Affiliate Program is converted into a single tier program, the Affiliate shall still receive commissions on sales made through the Affiliate's unique link, but the Affiliate will not receive any commissions or referral fees for sales made by its Affiliates. Further, should this Affiliate Program be deemed illegal in any jurisdiction, ViralMarketingOnline has the right to immediately terminate this program, without recourse. If the payment processors utilized by ViralMarketingOnline determine that sales made through Affiliates cannot be processed through the payment processor, then ViralMarketingOnline has the right to immediately terminate this Program, without recourse. Nothing herein is intended to imply that ViralMarketingOnline will always offer any affiliate program, or this two-tier Affiliate Program, for all products, services, and/or opportunities sold by ViralMarketingOnline on the Sites or that ViralMarketingOnline will offer any affiliate program whatsoever.

Any rights not expressly granted herein are reserved.